Retirement

If you’re nearing 65, you’ll want to familiarize yourself with Medicare’s various enrollment scenarios. Timely enrollment ensures coverage when you need it—and helps you avoid unexpected penalties.

Contributing the full allowable amount and leveraging an employer match are time-tested ways to grow your 401k. But there are a few more strategies you can employ to supercharge your […]

Whether you stop working before or after you’re eligible for Medicare, healthcare costs will increase in retirement. Does this mean kissing post-retirement travel plans goodbye? Not at all. 

What’s the best way to introduce your kids to investing? Help them establish a Roth IRA. With summer coming to a close, now may be the perfect time to turn […]

In 2018—for the first time in 36 years—Social Security and Medicare benefits will be paid from program assets rather than from interest earned on those assets. Is this the beginning […]

Paying off a mortgage might sound like the American dream, but is getting rid of those monthly payments a wise financial move? Here are three options to consider.

Q: What is a variable annuity, and does it make sense for me?

It’s not uncommon these days to receive notification that long-term care insurance premiums are increasing—often by 30-50% or more!  What do you do if a premium increase occurs?  Options vary […]

Balancing the desire to live for today against minimizing the risk of outliving one’s money is the primary challenge of successful retirement planning.

You’ve likely received plenty of advice on how to save and invest for retirement. Most retirees, however, receive far too little education and training about how to rebalance their greatest […]

Social Security rule changes are set to go into effect later this year, eliminating a strategy used by some couples to increase their lifetime payments. The changes are not, technically, […]

Millions of Medicare beneficiaries, including many Vista clients, will likely face steep premium increases next year. The spike may be short-lived, however, as premiums are expected to go down […]