The Simple Truth (Blog)
Welcome to a place that is free from the bias of Wall Street. A blog devoted to providing information that gives you the very best chance for success. Where we pull back the curtains to reveal what really matters. Where you can find answers, without getting a hidden agenda in return.
‘Tis the Season for Year-End Gifting
With the clock running down on 2018, you might be contemplating special gifts for your family. Whether you’d like to contribute to a 529 or establish a trust fund, you’ll want to keep a few tax guidelines in mind to maximize the joy of giving.
read moreManaging Mutual Fund Taxes
End-of-year fund distributions (and associated taxes) can sneak up on the most vigilant of investors. Not to worry—Vista’s approach seeks to keep a lid on taxes and ensure the lion’s share of returns end up in your pocket.
read moreIs A Deferred Compensation Plan For You?
As an executive or high earner, you may have the option to participate in a deferred compensation plan through your employer. Here’s what to consider when deciding if deferring is right for you.
read moreHow to Survive a Financial Riptide
What do riptides and market volatility have in common? They’re scary and potentially harmful—unless you know how to navigate the waters.
read moreWhat Can I Expect to Pay for Health Care in Retirement?
Whether you stop working before or after you’re eligible for Medicare, healthcare costs will increase in retirement. Does this mean kissing post-retirement travel plans goodbye? Not at all.
read moreInternational Stocks: Don’t Stop Believin’
Today, people are enamored of U.S. stocks and the attractive returns they’ve delivered. International stocks? Not so much. Giving up on international stocks now in favor of more U.S. stocks could be a big mistake.
read moreMargin Loans for Short-Term Cash Needs
Using margin not as a trading tool but as a cash management tool can be a savvy way to fund short-term needs and minimize taxes. Learn how and when a margin strategy may make sense for you.
read moreLow Returns in Perspective
Some investors may be frustrated with the low absolute returns they’ve experienced over the past 10 years. And today’s high stock valuations and inflation risks have many thinking it may only get worse. Are we destined for low returns?
read moreTeaching Teens to Invest: The Roth IRA Way
What’s the best way to introduce your kids to investing? Help them establish a Roth IRA. With summer coming to a close, now may be the perfect time to turn those first hard-earned dollars into the foundation for a successful financial future.
read moreRSUs or Stock Options: Which is Better?
Historically offered at startups and tech companies, restricted stock units (RSUs) are gaining broader popularity alongside stock options in employee incentive plans. If you’ve been offered these options, what should you do?
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