The Simple Truth (Blog)

Welcome to a place that is free from the bias of Wall Street. A blog devoted to providing information that gives you the very best chance for success. Where we pull back the curtains to reveal what really matters. Where you can find answers, without getting a hidden agenda in return.

DFA Funds: A Better Way to Invest

Dimensional Fund Advisors (DFA) takes an unconventional approach to managing money. In stark contrast to the “active” money management that defines Wall Street, DFA embraces a “passive” approach rooted in academic research. But don’t confuse DFA’s funds with index funds.

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Eat Your Broccoli…and Other Lessons for Investors

The market decline from October 2007 to early March 2009—known as the Global Financial Crisis—was the worst since the late 1930s. Stocks dropped 60%, investor uncertainty skyrocketed, and trust and confidence were shattered. As we mark the 10-year anniversary of the start to the Global Financial Crisis, what have we learned?

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How We Protect Client Assets

Since the unfortunate Equifax breach in September, we’ve received many inquiries about how Vista protects client assets. In this post, we explain how Charles Schwab and Vista keep your money safe—and how you can help.

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Past Winners Still Don’t Repeat

Most active investment managers don’t achieve their main objective—delivering higher returns than market averages. In fact, roughly 90% of US, international, and emerging market mutual funds underperformed their respective benchmarks over the past 15 years. But that doesn’t stop investors from trying.

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Rebalance to Manage Risk

In a recent The New York Times article, we shared our perspective that rebalancing serves an essential purpose – to manage risk. That doesn’t mean it’s easy. Buying low and selling high seems counterintuitive, but the reward for adopting this disciplined approach? Lower risk and potentially higher returns.

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Wade or Plunge?

The evidence is clear – to maximize the long-term investment outcome of your portfolio, it’s best to get fully invested immediately. For those who just can’t bring themselves to plunge, our research suggests there’s an optimal way to wade.

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Equifax: Protecting Your Identity

You have likely been made aware of the unfortunate news hackers have accessed the personal data of over 100 million people through Equifax, one of the world’s largest credit reporting agencies. We recommend taking the following precautions to protect your security and identity.

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