Bonds – License to Chill
…a sensible part of a diversified bond portfolio. While they generally pay less than comparable-dated Treasuries, their income payout is free from federal income taxes (state also, if issued within…
…a sensible part of a diversified bond portfolio. While they generally pay less than comparable-dated Treasuries, their income payout is free from federal income taxes (state also, if issued within…
…US IPOs issued over the previous 12 months, weighted by market value and rebalanced monthly. [2] US Stocks represented by the Russell 3000 Index. [3] US Small Cap Stocks represented…
Last month, I met with a couple who found themselves in a real pickle. After decades of saving into their 401k’s and exercising company stock options, they’d amassed quite the…
…more money won’t bring happiness. But happiness has less to do with the size of your wallet and more to do with the quality of your friendships. Nurture your relationships—new…
With standard deductions nearly doubling under the new tax law, far fewer taxpayers are expected to itemize in coming years. Given this change, how should taxpayers approach charitable giving? You…
…it safe to stay invested, or even add more money, when markets have been hitting new all-time highs? With the S&P 500 posting 50 new record highs so far this…
…you don’t fall into one of these categories, you are a non-eligible designated beneficiary. Common examples of non-eligible designated beneficiaries include adult children, grandchildren, and certain trusts. Those Who Will…
The SECURE 2.0 Act was signed into law December 29, 2022, as part of a broader spending bill. This expanded version of the Setting Every Community Up for Retirement Enhancement…
…donations at once. #4: Explore Qualified Charitable Distributions (QCDs) If you’re 70 ½ and older, you can donate up to $100,000 per year, tax-free from an IRA directly to charity…
…considered income to the student—and this can affect student aid. The FAFSA Factor Why is this? Blame the Free Application for Federal Student Aid, or FAFSA—the most common source of…
…to bask in the goodness of giving while maximizing charitable contributions. Get the Most from Your Giving In addition to the abundant benefits of giving—greater health and happiness, enhanced community…
…administer a trust without compensation, they are eligible for it. Most trust documents include provisions for trustees, including family members, to take reasonable compensation. While potentially entitled to compensation, they…