…protect your portfolio from inflation. Rather, this is a cup of comfort—a reminder for retirees why it’s okay to spend a little more when inflation creeps upward. Overcoming Fear of…

…shocks. As for commodities, as is the case with gold, we would rather own the companies profiting from the use of commodities versus the underlying commodities themselves. And, for energy…

…thought. Origins of the 10-Year Rule Let’s rewind a few years to understand what’s going on here. After the SECURE Act was passed in 2019, it was commonly believed certain…

…people wish to share why they support the causes they support simply to inform their family. Others seek to inspire future generations to get involved in family giving or carve…

…share, and you’d receive $1 per share in cash (or in new fund shares if you’ve elected to have dividends reinvested). The combined value of the $19 share plus the…

What have 2018 and 2022 had in common for me? If you recall, 2018 ended on a sour note across many asset classes, and this year’s market performance isn’t looking…

…rates may impact bond returns going forward. My goal is to simply acknowledge that many websites report multiple (and different) yields for the same bond fund, and to help explain…

…balance can be tricky because some factors simply can’t be controlled. Marathoners can’t choose the weather on race day any more than retirees can choose future returns or inflation rates….

…investors for seriously questioning their commitment to small cap value stocks. Should they give up entirely? Or could small cap value stocks possibly stage a comeback? Recent performance makes this…

…Quite simply, the value premium has turned negative—value stocks have underperformed growth stocks by nearly 5% per year. This has led many to declare that value investing is dead. Putting…

…we realize building an all-season portfolio and sticking with it regardless of the weather may seem too simple. Remember, effectiveness does not require complexity. Consider the humble thermos. It simply…

…as the fluctuations of stock markets. More simply, currency returns don’t move in lock step with stock returns. At modest levels, exposure to currency fluctuation can help diversify a stock…