…the financial media’s Where to Invest Now guides simply encourage investors to buy and sell at inopportune times. It was just one year ago, October of 2011, that stocks posted…

…fluctuated less on average than its U.S. or international market components.     This shouldn’t come as a surprise. U.S. and international stocks are exposed to different economic and market…

Older long-term care insurance policies did not account for long periods of low interest rates. As a result, these policies have compensated by drastically increasing their annual premiums—often by 50%…

…article, Brigham Young University professor and author, Craig L. Israelsen, Ph.D., explained an experiment he conducted.[1] He compared two balanced portfolios, the same in every way except cash was substituted…

…losses have been mostly used up, investors should expect higher capital gains taxes going forward. This is neither new nor unexpected. It is simply part of being a successful, long-term…

…the IRA distribution from gross income. For some donors, this can be more beneficial compared to taking the RMD, subsequently gifting it to charity, then claiming the gift as a…

…differently than bonds. A singular focus on income-producing stocks subjects retirees to a wildly different experience than for which they’re likely suited. Most folks simply cannot stomach the increased volatility…

…words, returns of the past six years may simply be fair compensation for the risk paid over the (nearly) four previous years.     Looking at these two adjacent periods—one…

…a reduction in benefits. Lawmakers are simply removing an unintended loophole. The good news is the changes are a step toward improved financial stability for Social Security, helping ensure the…

…this year. On August 11, three major market averages—the Dow Jones, Nasdaq Composite and S&P 500 Index—each reached a record high. This is the 8th new record for the 30-stock…

…it has after past elections. The best way to deal with market turbulence is, quite simply, to fasten our seatbelts. Remember, volatility works two ways—both positive and negative spikes in…

…will earn more interest as the funds we own replace their maturing bonds as well as when we reinvest income. Over time, the effect of compounding income—earning interest on interest—at…