…rising to 2% soon. CNBC, January 4, 2022. https://www.cnbc.com/2022/01/04/after-rapid-rate-increase-to-start-2022-investors-see-benchmark-10-year-yield-rising-to-2percent-soon.html [vi] Ibid. [vii] Ibid. [viii] Edwards, Tim, PhD, et al. SPIVA® U.S. Scorecard. S&P Dow Jones Indices. Mid-Year 2022. www.spglobal.com/spdji/en/documents/spiva/spiva-us-mid-year-2022.pdf …
…has proven it to be the better way to invest. And, it doesn’t need a warning label. _____________________________ [i] https://fortune.com/2023/01/12/11-stocks-2023/ [ii] https://www.goldmansachs.com/intelligence/pages/us-stocks-are-forecast-to-have-less-pain-but-no-gain-in-2023.html [iii] https://www.goldmansachs.com/intelligence/pages/china-2023-outlook-after-winter-comes-spring.html [iv] https://www.cnbc.com/2022/12/20/jim-cramer-says-these-7-stocks-will-be-winners-in-2023.html [v] https://www.institutionalinvestor.com/article/2bstoaspi8lrcakelcqv4/research/meet-the-new-stars-of-the-all-america-research-team [vi] https://www.cbsnews.com/news/morgan-stanley-stock-outlook-20-percent-drop/…
…successful retirement transition. (Download full-size PDF here.) Source: Kirsten Meneghello, Illumination Coaching LLC To use the wheel, select your level of satisfaction in each area, where 7 is…
…US TIPS Index. [iii] https://www.nacubo.org/Press-Releases/2024/US-Higher-Education-Endowments-Report-7-7-Return-for-FY23-While-Spending-More [iv] https://finance.harvard.edu/files/fad/files/fy23_hmc_letter.pdf [v] https://www.investmentnews.com/wirehouses/features/morgan-stanley-wealth-unit-unveils-plan-to-hit-growth-target-250590) [vi] Richard Ennis. “Hogwarts Finance.” Social Science Research Network (SSRN) paper. October 26, 2023. Hogwarts Finance by Richard Ennis :: SSRN…
A variable annuity is an insurance contract that also has an investment component. The insurance company provides the contract owner with future income payments based on the initial contract value…
…with hard work, intellectual improvement was indeed within their grasp. This was simultaneously a warning for those already excelling not to become complacent. One of the world’s leading researchers in…
…first between spouses before eventually passing to the next generation. A spouse can currently leave an unlimited amount of assets—free from estate tax–to their survivor, but thought needs to be…
…for her son Charlie, who completed his education at Oregon State. After Charlie completed his degree, the 529 had leftover funds of $30,000. Sue chose to leave the balance alone,…
…“How Will Artificial Intelligence Stock Trading Change Finances?” ReHack. May 17, 2021. https://rehack.com/ai/how-will-artificial-intelligence-stock-trading-change-finances 3 David Booth. “Why the Wisdom of the Market Crowd Beats AI.” Dimensional. May 22, 2023. https://www.dimensional.com/us-en/insights/david-booth-in-the-financial-times-why-the-wisdom-of-the-market-crowd-beats-ai…
…a lifetime goal and financial freedom that comes from being debt free—particularly as one heads into retirement. Find That Balance When thinking about paying off a mortgage, the right answer…
…of Responsible Investment at Dimensional Fund Advisors. Listen to the conversation: https://vistacp.com/wp-content/uploads/2020/11/Impact-Portfolio.mp3 Table of Contents (0:00) Opening remarks and introductions: Vista’s Dougal Williams and Dimensional’s Joseph Chi (2:00) Introducing Dimensional…
…investors are guaranteed their investment will keep up with inflation. Consider a newly-issued $10,000 TIPS bond paying 2%. At the end of the Year 1, if inflation has been 0%…