Is It Time to Refinance?
…65. You’re considering a new 15-year mortgage at 2.50%. With this loan, your monthly payment would be $366 less. So far, so good. But don’t forget closing costs, which commonly…
…65. You’re considering a new 15-year mortgage at 2.50%. With this loan, your monthly payment would be $366 less. So far, so good. But don’t forget closing costs, which commonly…
…along in the process, we recommend you obtain and provide accurate tax basis for your home to the closing agent (realtor, title company, escrow company) who will prepare tax form…
In today’s global economy, many people want to align their investment portfolio assets with their values. Vista’s new Impact Portfolio offers investors an opportunity to pursue environmental sustainability goals while…
…in your name and remains until you remove it. Steps to place an alert or freeze can be found at the Federal Trade Commission. Access the government’s free resource for…
…question varies and is often a combination of need and comfort level. Insurance companies won’t replace 100 percent of income lost, as they want to provide an incentive for the…
…who are at least 18 years old. We suggest you designate a person who is likely to understand your current situation and who isn’t already authorized to conduct business or…
…shocks. As for commodities, as is the case with gold, we would rather own the companies profiting from the use of commodities versus the underlying commodities themselves. And, for energy…
…our in-house modeling tools to test these factors in real time, it quickly becomes apparent we can’t change one input without impacting the other(s). For example, seeking to minimize portfolio…
…for college with a 529 plan? Contributions to a 529 plan grow tax-free, and withdrawals for qualified education expenses are also tax-free. Additionally, several states provide incentives such as income…
…foremost, Schwab covers 100% of any losses in any of your Schwab accounts due to unauthorized activity—and they stand by this. Through the U.S. Securities and Exchange Commission (SEC) Customer…
…invests in highly rated, tax-exempt Oregon municipal bonds, the income from which is generally free from federal and state income tax. Tax-free municipal bonds, both state-specific and national, have long…
…creepy (or nefarious) as they sound. What Are Dark Pool Exchanges? On a public exchange like the New York Stock Exchange (NYSE), real-time stock prices are available for anyone to…