Vista’s 19th Annual Wealth Symposium
…compared to alternative providers. Traditional funds are the best option for most investors. However, in select cases where an SMA is appropriate, we offer a comprehensive and robust solution to…
…compared to alternative providers. Traditional funds are the best option for most investors. However, in select cases where an SMA is appropriate, we offer a comprehensive and robust solution to…
The SECURE 2.0 Act was signed into law December 29, 2022, as part of a broader spending bill. This expanded version of the Setting Every Community Up for Retirement Enhancement…
…donations at once. #4: Explore Qualified Charitable Distributions (QCDs) If you’re 70 ½ and older, you can donate up to $100,000 per year, tax-free from an IRA directly to charity…
…is tax free For those who experience a dramatic decrease in income: Request a reassessment of Medicare surcharges using Form SSA-44 Vista Can Help When it comes to Medicare, a…
…Deferral, Not a Free Pass One common misperception is that tax-loss harvesting erases taxable capital gains. In reality, it usually defers rather than eliminates them. How so? When you engage…
…Generally speaking, 40% to 50% of the account value can initially be borrowed. An investment account worth $2,000,000 that is invested in a diversified portfolio, for example, could provide $800,000…
…many forms—whole life, universal life, and more—and combines a death benefit with a savings or investment component called cash value. Most permanent life insurance policies aren’t actually permanent. They expire…
…to bask in the goodness of giving while maximizing charitable contributions. Get the Most from Your Giving In addition to the abundant benefits of giving—greater health and happiness, enhanced community…
…fulfill giving goals, satisfy up to $100,000 in RMDs, and help individuals avoid a 50% penalty on unmet RMDs. Vista proactively communicates with clients who still have RMDs to take….
It’s often thought the vacation home, unlimited free time or travel in retirement will satisfy our heart’s desire. Humans are quite good at adapting, however, so the momentary satisfaction we…
…difference between 3.44% and 2.49%, compounded annually over ten years, is $123,600. Beyond making the tax-savvy decision to favor index funds, a few additional strategies Vista employs help ensure taxes…
…prices fall—resulting in poor returns. Active managers are free to go to cash and/or switch to bonds with shorter maturities (which are less sensitive to rate increases). In other words,…