The Simple Truth (Blog)
Welcome to a place that is free from the bias of Wall Street. A blog devoted to providing information that gives you the very best chance for success. Where we pull back the curtains to reveal what really matters. Where you can find answers, without getting a hidden agenda in return.
Should I Invest in Opportunity Zones?
Investing in Opportunity Zones—including those in downtown Portland—can delay or reduce capital gains, but there are risks involved. Are Opportunity Zones right for you?
Guidelines for Using 529 Funds
When it’s time to switch gears from saving for college to paying for tuition, you’ll want to know how to access your 529 funds. Here are some tips for getting started.
Should We Worry About a Recession?
Headlines warning a 2019 recession is coming might have investors worried. But history reveals some surprising lessons about how best to invest in a recession.
Medicare Sign-Up Mistakes Can Be Costly
If you’re nearing 65, you’ll want to familiarize yourself with Medicare’s various enrollment scenarios. Timely enrollment ensures coverage when you need it—and helps you avoid unexpected penalties.
Are You Maximizing Your 401k Plan?
Contributing the full allowable amount and leveraging an employer match are time-tested ways to grow your 401k. But there are a few more strategies you can employ to supercharge your retirement plan.
Key Questions for Today’s Investor
This month, Vista’s Chief Investment Officer Dougal Williams sat on an expert panel for the CFA Society Portland’s 13th Annual Investment Strategy Dinner. From 2018’s biggest market surprises to what’s ahead in 2019, here are select excerpts from his conversation.
2018 Predictions: Different Buffet, Same Bloat
This year’s buffet of market predictions appears appetizing at first, but our year-end retrospective shows that guesswork disguised as portfolio advice generally turns out to be wrong.
Eight Tips to Outsmart Hackers
Phishing has been around for more than 20 years now, and it’s not about to go anywhere soon. Human error remains the number one cause of security breaches—but there are steps you can take to protect your assets.
‘Tis the Season for Year-End Gifting
With the clock running down on 2018, you might be contemplating special gifts for your family. Whether you’d like to contribute to a 529 or establish a trust fund, you’ll want to keep a few tax guidelines in mind to maximize the joy of giving.
Managing Mutual Fund Taxes
End-of-year fund distributions (and associated taxes) can sneak up on the most vigilant of investors. Not to worry—Vista’s approach seeks to keep a lid on taxes and ensure the lion’s share of returns end up in your pocket.