Are You Maximizing Your 401k Plan?
…A Deloitte study found that nearly nine in ten companies match per pay period—and just 45% conduct a true-up. Timing Matters What does this mean for you? Take two workers,…
…A Deloitte study found that nearly nine in ten companies match per pay period—and just 45% conduct a true-up. Timing Matters What does this mean for you? Take two workers,…
…before then, you’ll end up saving nearly $65,000 in interest in this example and reach your goal of being debt-free in 15 years. Additional Benefits While lowering one’s monthly payment…
…a portion of the original $500,000 during favorable market conditions), more of the future growth is shifted into the Roth, which offers tax-free growth, tax-free withdrawals, and no required minimum…
…of the Super Bowl—this coming Sunday. Portland’s first-round playoff victory over Sporting Kansas City was one of the most exciting games in U.S. soccer history. Tied at the end of…
…(RMDs) from retirement accounts. Understanding these rules can help you take advantage of opportunities and avoid missteps. Here are some answers to common questions that will shed light on things….
…dispel these myths by examining recent data. For example: Myth: Financial publications accurately forecast future market performance. The truth is that analysts and editors at publications don’t have a crystal…
…much more about life and finances than we could ever teach them. Still, in the coming years, Emma will navigate a series of adult milestones: opening her first credit card,…
…owned shares of a company—often proudly framed and displayed in a child’s bedroom. While stock certificates for kids are less common today, there’s another way to get them excited about…
Last month, the Federal Open Market Committee raised the fed funds rate a quarter point to a range of 1.50% to 1.75%. It is the first hike this year and…
You can’t open a newspaper or magazine without seeing ads promoting the latest “hot” mutual fund. These ads, often featuring a sharply-dressed, middle-aged fund manager, read something like this: “Meet…
…account that is allowed to grow, and eventually be withdrawn, tax-free if used for qualified higher education expenses. Anyone can open a 529 plan in any state, and the plan…
…returns, specifically those of small, low-priced “value” and highly-profitable companies. Our investment philosophy and strategy has been influenced heavily by Professor Fama’s evolving research. In fact, when communicating the specifics…