Concerns over slowing economic growth abroad have some investors re-considering their allocation to emerging market stocks. These warnings strike us as mildly amusing, as it was just a few short years ago investors couldn’t get enough emerging market exposure precisely because of their high rates of economic growth. What gives?

Once again, data from USA TODAY and online portfolio tracker SigFig shows active traders dramatically underperform those with a buy-and-hold approach.

Including the current government closure, there have been 18 shutdowns since 1976. The debt ceiling has been raised virtually every year back to 1939, and in some instances multiple times per year. So, what’s the distinction between the two and how are they related? And, what do they tell us about future stock returns?

A lawsuit brought against 401(k) plan giant Fidelity by its own employees underscores—yet again—the importance of minimizing investment costs.

Everyone knows interest rates have nowhere to go but up. It is only logical to avoid the inevitable “bond crash” by selling now, right? Not so fast.