Healthcare is one of the biggest expenses a person faces in retirement. Medicare is a government sponsored health plan for people ages 65 and older which helps meet these ever-growing costs. Getting the most from this important benefit requires familiarizing yourself with the program and keeping up with the inevitable changes that will occur.
Vanguard recently announced they will be changing the index benchmarks tracked by several of their exchange-traded funds (ETFs). The changes, which will occur gradually, are being made to reduce internal fund costs, thus increasing the amount of returns which ends up in investors’ pockets
Q: What’s your take on Employee Stock Purchase Plans? I have an opportunity to participate in my company’s ESPP, but don’t quite know the details of how they work. Should I participate?