Morningstar, known for its star rating system, recently conducted a study and found the strongest predictor of a mutual fund’s future performance isn’t it’s star rating, but something completely unexpected.

Q: Recent headlines have fueled worries about imminent increases in interest rates, the growing threat of inflation, and the likely negative impact for bond investors. Should we get out of bonds before rates rise?

Q: When the market goes down, index funds will go down right along with it. Shouldn’t we look to active managers to protect us during a downturn?